Borrow up to $100,000 for rates as low as 4.45%*.


Get that new vehicle, renovate your home, or go on that dream vacation you’ve always wanted!

*Members must opt-in to credit life and disability insurance to qualify for offer. On approved credit only; rates may vary based on applicant’s debt service ratio and credit score. Minimum of 50% must be secured by collateral. New funds only; not eligible for existing loans with SPARK. Offer eligible for applications received between July 26 to October 31, 2019. 

Get a loan quote

Why consolidate?

You have outstanding credit card balances

Keeping balances on your credit card can cost you up to 29% per year! Getting a consolidation loan will save you money on interest costs.

You have several loan payments

Consolidating your loans will give you one easy payment, at one simple rate.

You want to increase how much money you have left over after each paycheque

Free up more of your money so you can spend on things that matter, or better yet, save!

You want to pay debt off faster

Consolidating your debt can help you get off the debt treadmill

Who is SPARK The Energy Credit Union?

SPARK The Energy Credit Union is the only financial institution devoted specifically to serving the people of Alberta’s energy industry. We have a long history of providing members the service and products they need to thrive in good times and to be resilient in challenging times.

Head office

  • 117-400 4 Ave SW, Calgary AB T2P 0J4

Customer Service Center

spark@sparkcu.ca | 877 582-6222

Why bank at SPARK?

Free Banking

We offer a no-fee chequing account for your day-to-day banking needs.

Amazing Rates

We offer great rates on term deposits, loans, and mortgages.

Member Ownership

We answer to you, and this means you get a say in SPARK’s direction.

100% Guarantee

Deposits are 100% guaranteed by the Credit Union Deposit Corporation.

Our Satisfied Customers

“It is banking with values that are aligned with my personal values.”

Theresa Acchione

“I have a growing family and my banking needs have changed over time.  The credit union works with me to make sure that I have access to the right banking services to meet my needs.”

Tim Rose

“A sense of community feeling in the energy industry thanks to our inclusive staff and volunteers.”

Talib Daredia

117 400 4 Ave SW Calgary AB T2P 0J4